Today almost every person wants to have a permanent house of his own and live happily in that house. But some citizens are unable to build their own permanent house due to being poor, due to which they are not able to build their permanent house and their dream of building a permanent house remains just a dream.
If you also have a dream of having your own permanent house but you are unable to build a permanent house at your own cost, then now you do not have to worry about it because the Government of India is providing the benefit of PM Awas Yojana to the poor to build permanent houses. Your permanent house can be built through this scheme.
If your condition is also financially weak and you want to take advantage of the PM Housing Scheme, then read our article completely so that you can get information about this scheme and you can take advantage of this scheme and build your permanent house, so let’s know how you can take advantage of this scheme.
Plan | PM Awas Yojana (Gramin & Urban) |
Beneficiary Fund Release Check | Click here |
Beneficiary Login Link | https://pmayg.nic.in |
Form Start Date | March 2024 |
Last date | December 2024 |
Apply Online & Beneficiary List | Click here |
PM Awas Yojana Apply Online
Under the Pradhan Mantri Awas Yojana, financial assistance for housing construction is provided to the poor citizens of the country through bank accounts. If you want to get the benefit of PM Awas Yojana, then first of all you have to apply for this scheme. If you are considered eligible under this scheme, then you will be able to get the benefit of this scheme.
This scheme has been made only for poor citizens, if you already have a permanent house then you will not be eligible. In view of all the citizens not facing any problem in applying for this scheme, we have told you the process of applying online for this scheme, so read the article completely.
Subsidy received from PM Housing Scheme
Let us tell you that through this scheme, subsidy ranging from ₹ 1 lakh to ₹ 250000 is also provided to the beneficiary citizens. The subsidy provided under this scheme is given to the citizens of rural and urban areas. This subsidy is determined on the basis of area and different subsidies will be provided for different areas.
The aim of this scheme is to fulfill the dreams of such people who want to build their own permanent house but due to their poor financial condition they are unable to fulfill their dream. The aim of the Government of India is to provide benefits to the citizens of economically weaker sections by providing them housing facilities.
Benefits of PM Housing Scheme
- Under this scheme, loans are provided to the beneficiaries at low interest rates for 20 years.
- On getting loan under this scheme, you have to pay interest of 6.50%.
- Beneficiaries of the hilly area receive the financial amount of 130000 through the scheme.
- The assistance amount given to the beneficiaries of the scheme is provided in their bank accounts.
Eligibility for PM Housing Scheme
- The applicant should not have his own pucca house.
- If you are holding any government post then you cannot apply for the scheme.
- Your annual income should not exceed Rs 6 lakh.
- The applicant of this scheme must have all the necessary documents.
- The applicant must be above 18 years of age.
Documents required for PM Housing Scheme
Citizens who have not yet applied for this scheme can complete their application with the help of the following documents given below –
- Aadhar card
- PAN card
- I Certificate
- Caste certificate
- Passport size photograph
- Bank passbook
- mobile number
- Address proof
- Identification card, etc.
How to apply online for PM Awas Yojana?
Here we are telling you about the complete process of online application of Pradhan Mantri Awas Yojana, which you will be able to complete your application easily by following it sequentially:-
- To apply for this online, you will have to visit the official website of PM Awas Yojana.
- After this the home page will open in which you have to click on the option of Citizen Assessment.
- After this you will get the option of online application on which you have to click.
- After clicking on this option, the application form will open in front of you in which you have to carefully enter all the required information.
- After entering all the information, scan and upload all your required documents.
- After you have uploaded the required documents, you have to click on the submit button.
- After clicking on the submit button, your application will be completed, after this you have to take a printout of the application.
- In this way you will be able to complete the application easily by following the sequential information.
- As soon as you click on the submit button your application will be completed.
- After completing the application, you can keep a printout of your application.
FAQs
By when will the PM Awas Yojana forms be filled?
PM Awas Yojana forms will be filled till July.
What is the official website of this scheme?
The official website of Pradhan Mantri Awas Yojana is https://pmaymis.gov.in/
How to apply for PM Awas Yojana?
All can apply through official website and offline mode.